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$BTC everyone's watching the chart but the real story is the headline above it lol. Sberbank's expanding crypto-backed loans while $BTC just chops between 76.8k-81.5k, sitting at 78,828 rn. this isn't retail hype, it's an actual bank treating $BTC as collateral which honestly hits different. if it works other banks copy it n that's real adoption. but if price dumps those loans could force liquidations n add pressure. watching if $BTC holds 78k n what the LTV terms look like.